New platform offers affordable care without premiums, deductibles, or provider networks by leveraging the power of community support and self-pay solutions.

CrowdCare, a groundbreaking new healthcare platform, is officially live and reshaping how Americans navigate and pay for medical care. Built on a model of community-based crowdfunding and direct-pay advocacy, CrowdCare eliminates the barriers of traditional health insurance, offering members a transparent, flexible, and affordable way to access care.

As health insurance premiums and deductibles climb higher each year, millions of Americans are left underinsured, uninsured, or overwhelmed by out-of-pocket costs. CrowdCare was created to offer a meaningful alternative.

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“Too many people avoid care because of cost uncertainty or denial of coverage,” added Cerasani. “CrowdCare’s model removes that fear and replaces it with real options and real support.”

“With CrowdCare, we’re not asking people to gamble on a complicated insurance plan. We’re offering a community-based solution that puts control—and compassion—back in the hands of the patient,” said Lee Cerasani, CEO of CrowdCare.

For a low monthly fee, CrowdCare members receive:

  • Access to a 24/7 virtual care platform
  • Discounted prescriptions and negotiated cash-pay rates
  • A dedicated Care Advocate for personal support
  • The ability to submit high-cost bills for crowdfunding by fellow members

There are no networks, no deductibles, and no insurance claims. Instead, members act as self-pay patients while supporting one another through a shared crowdfunding pool. Routine and minor medical expenses are paid directly by the member at discounted rates, while larger costs are submitted to the community for financial support.

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“Too many people avoid care because of cost uncertainty or denial of coverage,” added Cerasani. “CrowdCare’s model removes that fear and replaces it with real options and real support.”

Care Advocates guide members through the complexities of the healthcare system—helping them find affordable providers, understand billing, and negotiate charges. Through its mobile app, members can also access virtual care and discounted prescriptions, all with complete transparency.

With medical debt still one of the leading causes of personal bankruptcy in the U.S., CrowdCare addresses a systemic failure by offering a peer-backed model grounded in shared responsibility and choice. It is not insurance, and that distinction matters.

Unlike health-sharing ministries, CrowdCare does not rely on religious affiliation or selective coverage. It is a structured, tech-enabled membership model that promotes healthcare access through community crowdfunding and proactive support tools.

As CrowdCare continues to grow, the platform is focused on expanding virtual offerings, building local provider partnerships, and helping members across the country reclaim agency in their healthcare journey.

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Source – PR Web