Sidecar Health, a company that focuses on providing health insurance to consumers, has announced a new partnership with Carrum Health, which is known for its value-based Centers of Excellence model. This collaboration will help Sidecar Health members access bundled pricing for more than 1,200 carefully selected providers who specialize in areas like surgery, cancer treatment, and substance use recovery. These providers are part of Carrum Health’s network, which is available to about 90% of the U.S. population within a 50-mile radius. This partnership helps expand access to affordable, high-quality specialty care across the country.

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With this new integration, Sidecar Health continues to support a healthcare model that emphasizes clear pricing and gives consumers more control. Their insurance plans allow members to shop for healthcare services just like they would for any big purchase. Members can choose their providers and manage costs effectively. For every service, a Benefit Amount is set based on local provider rates. Through the Sidecar Health app, users can see prices for nearly every doctor nationwide and understand the financial impact. If the cost of a service is less than the Benefit Amount, members get half the difference back as savings. If the cost is higher, they pay the extra amount out of pocket, keeping the choice in their hands.

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This new partnership gives Sidecar Health members easier access to Carrum Health’s comprehensive pricing for complex care services. Carrum’s approach has been independently validated and has shown that it can save up to 45% on expensive procedures. It also helps prevent unnecessary surgeries in about 30% of cases and reduces hospital readmissions by 80%. These improvements not only cut costs but also improve health outcomes by delivering high-quality care from top-performing providers.

Patrick Quigley, CEO and co-founder of Sidecar Health, explained that this partnership reflects the company’s dedication to changing how healthcare is delivered. He said the goal is to empower members by providing them with the tools and incentives to make informed decisions. By showing upfront information on cost and quality, companies like Carrum help prove that better care and lower costs can work together in a more sustainable healthcare system.

Brent Nicholson, co-founder and Chief Growth Officer at Carrum Health, added that Sidecar Health is challenging traditional insurance systems that rely on unclear pricing and disconnected incentives. He noted that the partnership gives patients clear choices and trusted options for quality care. For Carrum, this also opens up opportunities to reach a broader base of insured individuals through Sidecar Health. This partnership marks a shift in the healthcare industry toward a model that puts consumers in the driver’s seat. It shows that even the most complicated treatments can be delivered in a way that values transparency, affordability, and better health outcomes.

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